Strategic Framework

VisionFI Strategy

Strategic Operations Intelligence for Financial Institutions

9,000+
Financial Institutions
$20B+
TAM
100%
Document Coverage
24/7
Processing

What Is VisionFI?

VisionFI is a component that applies AI intelligence to documents and images (like PDFs, scans, or photos) to interrogate content, validate expectations, and trigger intelligent actions for chartered Financial Institutions.

VisionFI reduces costs, eliminates bottlenecks, and increases institutional resilience — without disrupting existing systems.

MCP/API/SDK Cloud-Based Native Integration

Seamless Integration

VisionFI plugs natively into the systems you already use:

E-Mail
Office
LOS
DAO
CRM
E-Signature
Core
AP Systems
HR Systems
Compliance
Board Portals
More...

Our Technical Advantage

Industry Language Model (ILM) Technology

Industry Language Model (ILM)

Unlike general-purpose LLMs that struggle with financial nuance, our ILM embeds decades of banking expertise:

  • Pre-built understanding of financial services documents & images
  • Native comprehension of federal & state regulations
  • Fluent in Lending, Deposits, TRID, TILA, Reg Z, BSA, and hundreds more

Built for One-Shot Inputs

Our ILM doesn't need traditional pre-training or fine-tuning. Each document type has expected fields, required calculations, and regulatory requirements — we interrogate against these known expectations.

Test Time Compute

  • • Real-time adaptation to your specific policies
  • • Explainable results based on clear expectations
  • • No model drift or retraining requirements
  • • Immediate updates when regulations change

Interrogation vs. Reading

We don't just extract text — we interrogate documents like an expert analyst would:

"Is the APR calculation correct for this state?"
"Are all required TRID disclosures present?"
"Does this vendor insurance certificate meet our minimum requirements?"
"Are there any missing signatures on pages that require them?"
Traditional AI extracts what's there. VisionFI interrogates what should be there — and flags what isn't.

VisionFI Core Functions

Automation that mirrors your best subject matter experts

1

Ingest

Accepts PDFs, scans, mobile photos, and images. Supports loan packages, new account packages, treasury packages, appraisals, buyer's orders, onboarding forms, compliance reports, vendor invoices, audit files, operational procedures, and more.

2

Interrogate

One-Shot, Expectation-Driven Intelligence

  • • Goes beyond OCR to interrogate layout, structure, and visual cues
  • • Identifies not just what's present — but what should be there
  • • Highlights omissions based on regulatory and institutional norms
  • • Captures relationships (e.g., VIN + mileage + damage photo)
  • • Uses one-shot learning — we know what to look for without training
3

Augment

Enhances document intelligence using external data:

VIN decoding Address normalization Email/phone validation Business data Property data Vendor verification Credential validation
4

Insight Generation

Missing compliance items
Upsell/cross-sell signals
Document exceptions
Process improvements
5

Action Triggers

Automated workflow integration:

  • • Routes results to CRM, eSign, HTML, workflows, or translation layers
  • • Initiates alerts, approvals, or escalations
  • • Updates dashboards and reporting systems
  • • Utilizes Google's Agent to Agent Framework including MCP Support

Token-Based Intelligence Pricing

Transparent, consumption-based pricing aligned with value

How Tokens Work

Average page
~1,540 tokens
Consumer loan (13 pages)
~20,000 tokens
Token blocks
1 million increments

Cost Comparison

1,000 consumer loans/month:

Manual Review (10% coverage)
$10,000-$25,000
VisionFI (100% coverage)
$600-$1,500
10-25x ROI

Commitment Tiers

Community Banks
<$1B assets • Flexible entry
Regional Banks
$1B-$10B • Volume discounts
Large Institutions
>$10B • Enterprise savings

Token Efficiency by Document Type

Document Type Average Token Usage Processing Time
Consumer Loans 15,000-25,000 tokens <2 minutes
Commercial Packages 50,000-150,000 tokens <4 minutes
CTRs 5,000-10,000 tokens <1 minute
Insurance Certificates 3,000-8,000 tokens <1 minute
Tax Returns 20,000-50,000 tokens <3 minutes

Key ILM Models

Transform document workflows across every department

Commercial Lending Document Review

Live

Automatically review complex commercial loan packages to verify adherence to internal policy, covenant compliance, and term alignment. VisionFI ensures every required element is analyzed with consistency and speed.

  • ✓ Credit Memorandum adherence verification
  • ✓ Covenant and provision confirmation
  • ✓ Attorney-prepared document review

Consumer Loan Quality Review

Live

Ensure every consumer-facing document aligns with federal and state compliance standards. Interrogate language, structure, and calculations to identify risks and violations.

UDAAP Compliance APR Calculations TILA Verification State-Specific Terms

Indirect to Direct Auto Loan Conversion

Beta

Transform indirect loan documents into structured, prefilled applications. Capture VINs, pricing, lender info, and terms to reclaim customer relationships and convert transactions into long-term engagement.

Why VisionFI Wins Where Giants Can't

We thrive in the regulatory complexity that tech giants avoid

The Regulatory Maze Is Too Deep

  • • 50 states, 50 different lending laws
  • • 8,000+ institutions with unique policies
  • • State-specific regulations changing quarterly
  • • Institution-specific underwriting criteria

Domain Expertise Can't Be Bought

  • • Decades of industry experience required
  • • Understanding state-by-state nuances
  • • Knowing regulatory override hierarchies
  • • Living and breathing financial compliance

The ROI Doesn't Scale for Giants

  • • $20B market is a rounding error for them
  • • Requires massive specialized investment
  • • Continuous maintenance across 8,000+ policies
  • • Everything for a purpose-built solution

The Liability Is Too High

  • • One TRID violation = million-dollar penalties
  • • Giants won't risk reputation on compliance
  • • Generic AI can't guarantee accuracy
  • • We stake our entire business on getting it right
VisionFI doesn't generalize. It operationalizes the messy reality of American financial services — state by state, institution by institution, regulation by regulation.

Vision

Making sense of the world's unstructured documents and photos — starting with financial services.

Mission

To unlock the full potential of unstructured data by interrogating content, surfacing insights, and enabling intelligent action.

Market Opportunity

Financial Institutions
9,000+
Total Addressable Market
$20B+
Coverage
100%
Every department, every document

Our Team

Experts in banking operations, compliance, and technology
Deep financial institution partnerships
Backed by advisors from enterprise AI, regtech, and digital operations
Former financial institution executives who understand daily challenges